WhatsApp has rolled a new way to allow a small number of their users to freely send money without ever leaving the app. The new pilot that WhatsApp is testing would allow users to send money to other WhatsApp users just as easily as sending a message. The new service which would be linked to the app itself would be in partnership with the meta service Novi Digital wallet. Users of the service would be able to send money directly through WhatsApp or by using the stand alone Novi app. The crypto currency that is being used is USPD and backed by the U.S. Dollar in order to prevent fluctuation in the market or fraud. The exchange rate would be $1 USPD = $1 USD. Though the original pilot for Novi digital wallet was rolled out in October in Guatemala, the pilot is now making headway in the United States, with overwhelming support of pilot users.

Source: https://www.digitaltrends.com/mobile/whatsapp-launches-novi-meta-payments-us/